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Making Money

Where Retirees Rely Most on Social Security in 2021

This story originally appeared on SmartAsset.com. Social Security is a financial safety net for millions of retired Americans. Founded in the aftermath of the Great Depression, this social insurance program was designed to pay out monthly income for workers after they reach full retirement age. But for most people today, the money provided by Social Security is not enough to live on during…

Source: moneytalksnews.com

Making Money

When will international travel return? A country-by-country guide to coronavirus recovery

Editor’s note: This post was last updated on Feb. 10, 2021 with new information.  Coronavirus has us frozen in place for the most part and dreaming of when we can start booking travel again. In the meantime, we’ve been doing a lot of stories at The Points Guy about what those dream trips look like. …

Source: thepointsguy.com

Making Money

Suzanne Somers Cuts Price of Desert Compound in Palm Springs to $8.5M

Suzanne Somers cuts price in Palm SpringsDia Dipasupil/Getty Images

“Three’s Company” star Suzanne Somers is still hoping a buyer will knock on the door of her Palm Springs, CA, compound.

To encourage a sale, she’s slashed $1 million off the price of her desert retreat, which is now on sale for $8.5 million.

The gated property at the base of Mount San Jacinto has bounced on and off the market for years, and features five villas, with a total of seven bedrooms, 10 bathrooms, and 7,200 square feet.

The ageless actress first placed the home on the market in 2017, for $14.5 million. The next year, with no takers, she and her husband, Alan Hamel, tried the auction route, but later canceled the auction.

In 2019, the couple cut the price of their long-time desert oasis to $9.5 million. In 2020, with no buyer in sight, and the pandemic likely to compound the challenge of finding a buyer, the home came off the market.

A move to modernism

Given the multiple levels, stairs, and sprawling square footage to navigate on the desert compound, the couple decided to downsize to a more modern home nearby in 2019 for $2.35 million.

At the time of the deal, Somers was reportedly in no rush to leave for her new digs. Instead, she opted for a major renovation to their latest 1970s residence, which she estimated would take a year.

The “one of a kind” property they purchased in SouthRidge, a private, gated community, was designed by the iconic late interior designer Steve Chase.

Built in 1978, the place was a time capsule reflecting the custom homes of that era, with floor-to-ceiling windows and an open floor plan. The four-bedroom home also features a separate casita, pool, and spa that overlook Palm Springs.

Steve Chase-designed home the couple bought in 2019

realtor.com

“We will maintain the integrity of the Steve Chase design while updating,” Somers said at the time. “It’s a project I look forward to. It will take many months, which is good to give me time to leave my beloved paradise.”

Longtime desert compound

Somers has yet to leave her longtime home, which she has owned for close to 45 years. But after the latest price slice, a lucky buyer can now snag this cool compound for an even lower amount.

The multistructure property is anchored by a main house with an open living room, chef’s kitchen, and butler’s pantry, as well as a “secret” wine cellar for upward of 2,000 bottles.

The formal dining room with fireplace and wet bar can comfortably seat 32. The master suite features a private patio, outdoor shower, dressing area, dual closets, two home offices, and a safe room.

The guest suites have natural rock walls and authentic architectural elements.

Somers’ spread also includes the Rock House—designed by the celebrated modernist architect Albert Frey—which features a two-room suite with walls of glass, a fireplace, hand-carved Balinese garden doors, a clawfoot tub, rock shower, and meditation garden.

The grounds include a pool, spa, waterfall, a two-car carport, and two-car garage. The open parking has 15 additional spaces.

Suzanne Somers’ desert compound

realtor.com

Dining room

realtor.com

Living room

realtor.com

Bedroom

realtor.com

Outdoor dining

realtor.com

If Instagram is any guide, Somers, 73, has been spending some quality time on the grounds. She seems in no rush to give up her hillside habitat.

In the meantime, the self-help author and wellness entrepreneur has taken to broadcasting videos from her desert domicile, like this posting with her beloved outdoor tub in the background.

View this post on Instagram

A post shared by Suzanne Somers (@suzannesomers)

If you’re entranced by the decor in the compound, some of it may be up for grabs. The listing notes that the place could be made available either furnished or unfurnished.

Joshua Flagg with Rodeo Realty holds the listing.

The post Suzanne Somers Cuts Price of Desert Compound in Palm Springs to $8.5M appeared first on Real Estate News & Insights | realtor.com®.

Source: realtor.com

Loans, Making Money, Personal Loans

The Pros and Cons of Debt Consolidation

If you have multiple streams of debt, like high-interest credit cards, medical bills or personal loans, debt consolidation can combine them into one fixed monthly payment. Getting a debt consolidation loan or using a balance transfer credit card can make sense if it lowers your annual percentage rate. But refinancing debt has pros and cons…

nerdwallet.com

Making Money

9 Things You Should Know About Your 2021 Tax Refund

The 2021 tax-filing season officially gets underway Feb. 12, when the IRS starts accepting 2020 tax returns and the clock thus starts counting down until April 15. If you hope to get a tax refund this year — or even if you simply hope to get a bigger refund next year — here are several things you should know. Filing your tax return electronically and opting to receive your refund via direct…

Source: moneytalksnews.com

Loans, Making Money

21 Best Online Proofreading Jobs For Beginners

If you have a keen eye for finding spelling, grammar, and punctuation mistakes, here’s how you can find online proofreading jobs to make some extra money.

The post 21 Best Online Proofreading Jobs For Beginners appeared first on Bible Money Matters and was written by Lorraine Smithills. Copyright © Bible Money Matters – please visit biblemoneymatters.com for more great content.

Source: biblemoneymatters.com

Loans, Making Money, Unemployment

6 Tips for Your Job Search During the Coronavirus Outbreak

A woman writes in a notebook with her laptop open next to her

New developments continue to pour in each day surrounding the coronavirus pandemic. The COVID-19 outbreak has drastically changed nearly every aspect of life for millions of people, and the workforce in particular has been hit hard. Businesses, employees, and job seekers are all scrambling to identify what exactly “normal” will look like in the coming months. Many employers are questioning how to continue business as usual, and people seeking new employment are left with an equally tough question: How do I get a job during this pandemic?

While things are
changing every day, it’s important to know there are plenty
of businesses still actively hiring new employees. Your job search may look a
bit different than it did in the past, but rest assured that there are still
opportunities ripe for the taking if you make a few adjustments to your overall
job search strategy.

Look Specifically for Remote Jobs

Many businesses
have been deemed “nonessential” and legally
ordered to shut their doors during the COVID-19 pandemic. With office buildings
closing up shop for the time being, it’s a great idea
to focus your job-hunting efforts on remote work.

Work-from-home
opportunities have recently seen an exponential growth in popularity, and the
coronavirus crisis has forced even more businesses to rely on remote work to
keep things operational. As you begin your search, keep a closer eye out than
usual for remote job opportunities related to your field and expertise.

Specifically, come up with a plan for yourself should you land an interview for a remote job. Be prepared for a virtual interview and have a game plan for discussing how you would manage a balanced work-from-home routine. If you have prior experience working remotely, emphasize this on your resume. Once you have a plan in place, start your search by browsing a job board focused on remote employment such as FlexJobs.

Embrace Online Networking

Your professional
network is more important now than ever before. If you haven’t logged into your LinkedIn account recently, this is the time
to start embracing the power of online networking.

In addition to
browsing available jobs on the platform, make sure you’re interacting with your connections, sharing articles, and
keeping your profile in tip-top shape. After all, your LinkedIn profile can
catch the eye of a recruiter and become a deciding factor in whether you are
chosen for a job.

Even further, according to a field experiment conducted by ResumeGo, job seekers with an active and comprehensive LinkedIn profile had a 71% higher chance of getting an initial job interview. In short, now is your time to shine on LinkedIn!

Broaden Your Job Scope and Your Resume

If you’ve been
job hunting during the current pandemic and simply haven’t found many jobs you consider an ideal fit for you, it might
be time to broaden your horizons—even if it’s just a little.

Remember to keep
an open mind as you browse openings and realize that current opportunities are
a reflection of these trying times. With companies implementing hiring freezes
and others struggling to adjust to remote work, your dream job simply may not
be feasible at the time, and that’s okay!

Reevaluate your
best skills and ask yourself how else they could be useful to a company. Are
there similar jobs for which you’d make a great
fit? Can you tap into any other skills that may not be listed on your resume?
Do your best to stay open-minded and have more jobs to consider.

Stay in Touch with Your Old Employer

If you were recently laid off due to the coronavirus, rest assured you’re not alone. Many employees lost their jobs and were left scrambling to file for unemployment or seek out other work opportunities.

However, before
you cut ties with your previous employer, consider keeping the lines of
communication open as they may plan to bring their previous staff back into the
business once the dust settles. This is an uncertain time for everyone, so keep
all your options on the table.

Take the Opportunity to Learn New Skills

Whether you’re a pro in your field or just beginning to learn the ropes,
there’s always room for anyone to acquire
new skills that can take their abilities to greater heights.

If you’re not in financial stress and don’t need to find a new job in a hurry, this can be the perfect
time to invest in your professional skills and learn something new. Browse the
internet for courses or tutorials to help you earn a new certification to add
to your resume.

Additionally, be
sure to check your local colleges and universities, as many schools are
offering free or discounted courses for people to take during the COVID-19
pandemic. If you’ve ever wanted to learn more about
anything, now is the perfect time to do so!

Pay Attention to the News

New developments
to the coronavirus and related relief efforts are announced daily. As medical
professionals and government officials continue to learn more about the virus
and adjust our precautions, you can expect a new norm for many weeks to come.

While cases have
been escalating at an alarming rate, keep in mind that things will get
better
. Stay up-to-date on the latest developments by tuning in to a
reputable news source so you can be one of the first to know if new
opportunities become available. Nonessential businesses will eventually open up
at some point, and when that moment comes, there will be an influx of new job
opportunities for those who move quickly.

Conclusion

During such difficult
times, it’s easy to become unmotivated when it
comes to pursuing new employment. Circumstances are changing each day, but
remember there is still plenty you can do to carry on with your job hunt.

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Several businesses are actively hiring, and others are even urgently seeking new team members. While your job hunt may look different for the next couple months, keep your head up! Together, we will overcome this crisis.

McLean Mills is a career coach and resume writer, as well as a content creator for Enhancv. He has over a decade of experience helping job seekers unlock their hidden career potentials and knows the hiring game inside and out. In his spare time, he loves jogging, playing frisbee with his dog, and spending time with his children.

The post 6 Tips for Your Job Search During the Coronavirus Outbreak appeared first on Credit.com.

Source: credit.com